/* ================================================================
   VARIABLES — Fintech Premium / Banca de Lujo
   Azul medianoche profundo + Esmeralda + Oro suave
================================================================ */
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
:root{
    /* Paleta base */
    --noche:      #080E1A;
    --noche2:     #0C1422;
    --panel:      #101928;
    --panel2:     #141F2E;
    --borde:      #1E2D42;
    --borde2:     #263548;

    /* Acentos */
    --esmeralda:  #10B981;
    --esm-dk:     #059669;
    --esm-lt:     rgba(16,185,129,.12);
    --esm-glow:   0 0 32px rgba(16,185,129,.25);

    --zafiro:     #3B82F6;
    --zaf-lt:     rgba(59,130,246,.12);
    --oro:        #F59E0B;
    --oro-lt:     rgba(245,158,11,.1);
    --rojo:       #EF4444;
    --rojo-lt:    rgba(239,68,68,.1);

    --blanco:     #EFF6FF;
    --plata:      #94A3B8;
    --plata2:     #475569;

    --radio:      12px;
    --radio-sm:   7px;
    --radio-lg:   18px;
    --sombra:     0 4px 24px rgba(0,0,0,.4);
    --sombra-lg:  0 16px 56px rgba(0,0,0,.55);

    --font-serif: 'Instrument Serif','Georgia',serif;
    --font-sans:  'Outfit','system-ui',sans-serif;
}

html{scroll-behavior:smooth}
body{
    font-family:var(--font-sans);
    background:var(--noche);
    color:var(--blanco);
    min-height:100vh;
    overflow-x:hidden;
    -webkit-font-smoothing:antialiased;
    line-height:1.6;
}

/* Fondo: gradiente y textura */
body::before{
    content:'';position:fixed;inset:0;
    background:
        radial-gradient(ellipse 80% 60% at 15% 0%,rgba(59,130,246,.07) 0%,transparent 55%),
        radial-gradient(ellipse 60% 50% at 85% 100%,rgba(16,185,129,.06) 0%,transparent 50%),
        url("data:image/svg+xml,%3Csvg viewBox='0 0 256 256' xmlns='http://www.w3.org/2000/svg'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='.85' numOctaves='4' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)' opacity='.03'/%3E%3C/svg%3E");
    z-index:0;pointer-events:none;
}

/* ================================================================
   HEADER
================================================================ */
.pq-header{
    position:relative;z-index:10;
    padding:56px 28px 44px;
    max-width:1100px;margin:0 auto;
    border-bottom:1px solid var(--borde);
}
.pq-header-top{
    display:flex;align-items:center;
    justify-content:space-between;gap:20px;
    flex-wrap:wrap;margin-bottom:22px;
}
.pq-badge{
    display:inline-flex;align-items:center;gap:8px;
    border:1px solid var(--esmeralda);color:var(--esmeralda);
    font-size:11px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;
    padding:6px 16px;border-radius:100px;
    background:var(--esm-lt);
    box-shadow:0 0 16px rgba(16,185,129,.15);
}
.pq-version{
    font-size:11px;color:var(--plata2);
    font-weight:500;letter-spacing:.06em;
}

h1{
    font-family:var(--font-serif);
    font-size:clamp(2.6rem,7vw,5rem);
    font-weight:400;line-height:1.0;
    color:var(--blanco);letter-spacing:-.02em;
    margin-bottom:14px;
}
h1 em{font-style:italic;color:var(--esmeralda)}
h1 .h1-sub-text{
    display:block;
    font-size:clamp(1rem,2.5vw,1.5rem);
    font-weight:300;color:var(--plata);
    font-family:var(--font-sans);
    margin-top:6px;letter-spacing:.02em;
}

.pq-desc{
    font-size:1rem;color:var(--plata);
    max-width:600px;line-height:1.7;
    margin-bottom:24px;font-weight:400;
}
.pq-feature-strip{display:flex;gap:10px;flex-wrap:wrap}
.pq-feat{
    display:inline-flex;align-items:center;gap:6px;
    background:var(--panel2);border:1px solid var(--borde);
    color:var(--plata);font-size:11.5px;font-weight:600;
    padding:5px 12px;border-radius:100px;letter-spacing:.03em;
}
.pq-feat::before{content:'✓';color:var(--esmeralda);font-weight:900}

@media(max-width:640px){
    .pq-header{padding:36px 18px 28px}
    h1{font-size:2.2rem}
}

/* ================================================================
   MAIN
================================================================ */
.pq-main{
    position:relative;z-index:10;
    max-width:1100px;margin:0 auto;
    padding:28px 24px 80px;
    display:grid;
    grid-template-columns:400px 1fr;
    gap:24px;
    align-items:start;
}
@media(max-width:960px){.pq-main{grid-template-columns:1fr}}
@media(max-width:600px){.pq-main{padding:20px 16px 60px;gap:18px}}

/* ================================================================
   CARD / PANEL
================================================================ */
.pq-card{
    background:var(--panel);
    border:1px solid var(--borde);
    border-radius:var(--radio-lg);
    box-shadow:var(--sombra);
    overflow:hidden;
    margin-bottom:20px;
    transition:box-shadow .22s;
}
.pq-card:hover{box-shadow:var(--sombra-lg)}
.pq-card-head{
    padding:18px 24px;
    border-bottom:1px solid var(--borde);
    background:var(--panel2);
    display:flex;align-items:center;gap:12px;
}
.pq-card-step{
    width:28px;height:28px;border-radius:6px;
    background:var(--esmeralda);color:#fff;
    font-size:13px;font-weight:800;
    display:flex;align-items:center;justify-content:center;flex-shrink:0;
    font-family:var(--font-sans);
}
.pq-card-title{
    font-size:.92rem;font-weight:700;
    color:var(--blanco);letter-spacing:.04em;text-transform:uppercase;
}
.pq-card-body{padding:22px 24px 20px}
@media(max-width:580px){.pq-card-body{padding:18px 16px}}

/* ================================================================
   FORM ELEMENTS
================================================================ */
.pq-label{
    display:block;font-size:10.5px;font-weight:700;
    letter-spacing:.1em;text-transform:uppercase;
    color:var(--plata);margin-bottom:7px;
}
.pq-label .lb-hint{
    font-weight:400;text-transform:none;letter-spacing:0;
    font-size:10px;color:var(--plata2);margin-left:6px;
}

.pq-input,.pq-select{
    width:100%;padding:13px 16px;
    border:1px solid var(--borde2);border-radius:var(--radio-sm);
    font-family:var(--font-sans);font-size:15px;font-weight:600;
    color:var(--blanco);background:var(--noche2);
    outline:none;transition:border-color .18s,box-shadow .18s;
    -webkit-appearance:none;
}
.pq-input:focus,.pq-select:focus{
    border-color:var(--esmeralda);
    box-shadow:0 0 0 3px rgba(16,185,129,.15);
}
.pq-input::placeholder{color:var(--plata2);font-weight:400;font-size:.9rem}
.pq-select{
    background-image:url("data:image/svg+xml,%3Csvg width='14' height='9' viewBox='0 0 14 9' fill='none' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M1 1L7 8L13 1' stroke='%2394A3B8' stroke-width='1.6' stroke-linecap='round'/%3E%3C/svg%3E");
    background-repeat:no-repeat;background-position:right 14px center;
    padding-right:40px;cursor:pointer;
}

/* Slider de monto */
.pq-slider-wrap{margin-bottom:18px}
.pq-slider{
    width:100%;height:5px;
    -webkit-appearance:none;appearance:none;
    background:var(--borde2);border-radius:100px;outline:none;cursor:pointer;
    margin-top:10px;
}
.pq-slider::-webkit-slider-thumb{
    -webkit-appearance:none;appearance:none;
    width:20px;height:20px;border-radius:50%;
    background:var(--esmeralda);cursor:pointer;
    box-shadow:0 0 10px rgba(16,185,129,.4);
    border:2px solid var(--panel);
}
.pq-slider::-moz-range-thumb{
    width:20px;height:20px;border-radius:50%;
    background:var(--esmeralda);cursor:pointer;
    border:2px solid var(--panel);
}
.slider-labels{display:flex;justify-content:space-between;font-size:10px;color:var(--plata2);margin-top:5px}

/* Input con prefijo/sufijo */
.pq-iw{position:relative}
.pq-iw .iw-pre{
    position:absolute;left:13px;top:50%;transform:translateY(-50%);
    font-size:14px;font-weight:700;color:var(--plata2);
    pointer-events:none;
}
.pq-iw .iw-suf{
    position:absolute;right:13px;top:50%;transform:translateY(-50%);
    font-size:11px;font-weight:700;color:var(--plata2);letter-spacing:.04em;
    pointer-events:none;
}
.pq-iw .pq-input-pre{padding-left:28px}
.pq-iw .pq-input-suf{padding-right:48px}

.pq-row{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-bottom:16px}
.pq-row-32{display:grid;grid-template-columns:3fr 2fr;gap:14px;margin-bottom:16px}
@media(max-width:480px){.pq-row,.pq-row-32{grid-template-columns:1fr}}
.pq-field{display:flex;flex-direction:column;gap:0;margin-bottom:16px}
.pq-field:last-child{margin-bottom:0}

/* Sistema selector */
.pq-sistema-grid{
    display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin-bottom:0;
}
.pq-sis-btn{
    padding:12px 8px;border:1px solid var(--borde2);
    border-radius:var(--radio-sm);background:var(--noche2);
    cursor:pointer;text-align:center;transition:all .18s;
    font-family:var(--font-sans);
}
.pq-sis-btn:hover,.pq-sis-btn.active{
    border-color:var(--esmeralda);background:var(--esm-lt);
}
.pq-sis-btn .sb-icon{font-size:1.3rem;display:block;margin-bottom:4px}
.pq-sis-btn .sb-name{font-size:11.5px;font-weight:700;color:var(--plata);display:block;transition:color .18s}
.pq-sis-btn .sb-desc{font-size:10px;color:var(--plata2);margin-top:2px;line-height:1.3}
.pq-sis-btn:hover .sb-name,.pq-sis-btn.active .sb-name{color:var(--esmeralda)}

/* Toggle avanzado */
.pq-advanced-toggle{
    display:flex;align-items:center;gap:10px;cursor:pointer;
    font-size:12px;color:var(--plata2);font-weight:600;
    letter-spacing:.04em;text-transform:uppercase;
    margin:18px 0 0;padding:0;background:none;border:none;
    transition:color .15s;
}
.pq-advanced-toggle:hover{color:var(--esmeralda)}
.pq-advanced-toggle::before{
    content:'';display:inline-block;
    width:16px;height:16px;border-radius:50%;
    border:1.5px solid var(--borde2);
    background:var(--noche2);flex-shrink:0;
    transition:background .15s,border-color .15s;
}
.pq-advanced-toggle.open::before{background:var(--esmeralda);border-color:var(--esmeralda)}
.pq-advanced-section{display:none;margin-top:14px;
    padding-top:14px;border-top:1px solid var(--borde)}
.pq-advanced-section.visible{display:block}

/* Separador */
.pq-sep{height:1px;background:var(--borde);margin:18px -24px}

/* ================================================================
   BOTÓN CALCULAR
================================================================ */
.pq-btn{
    width:100%;padding:15px 28px;
    background:linear-gradient(135deg,var(--esmeralda) 0%,var(--esm-dk) 100%);
    color:#fff;font-family:var(--font-sans);font-size:15px;font-weight:800;
    letter-spacing:.06em;text-transform:uppercase;
    border:none;border-radius:var(--radio-sm);cursor:pointer;
    transition:all .22s;box-shadow:var(--esm-glow);
    position:relative;overflow:hidden;
}
.pq-btn::after{
    content:'';position:absolute;inset:0;
    background:linear-gradient(135deg,rgba(255,255,255,.12) 0%,transparent 60%);
    opacity:0;transition:opacity .22s;
}
.pq-btn:hover{
    transform:translateY(-2px);
    box-shadow:0 0 48px rgba(16,185,129,.4);
}
.pq-btn:hover::after{opacity:1}
.pq-btn:active{transform:translateY(0)}

/* ================================================================
   ERROR
================================================================ */
.pq-error{
    background:var(--rojo-lt);border:1px solid rgba(239,68,68,.3);
    border-radius:var(--radio-sm);padding:13px 16px;
    color:#FCA5A5;font-size:13.5px;font-weight:500;
    margin-bottom:18px;display:flex;align-items:center;gap:10px;
}

/* ================================================================
   RESULTADO — columna derecha
================================================================ */
.pq-resultado{display:none}
.pq-resultado.visible{
    display:block;
    animation:pqUp .45s ease both;
}
@keyframes pqUp{from{opacity:0;transform:translateY(16px)}to{opacity:1;transform:translateY(0)}}

/* HERO cuota */
.pq-hero{
    background:linear-gradient(145deg,#040810 0%,#080E1A 55%,#0A1220 100%);
    border:1px solid var(--borde);border-radius:var(--radio-lg);
    padding:32px 32px 28px;margin-bottom:18px;
    position:relative;overflow:hidden;box-shadow:var(--sombra-lg);
}
@media(max-width:600px){.pq-hero{padding:24px 18px}}

.pq-hero::before{
    content:'';position:absolute;top:-80px;right:-80px;
    width:300px;height:300px;border-radius:50%;
    background:radial-gradient(circle,rgba(16,185,129,.10) 0%,transparent 70%);
    pointer-events:none;
}
.pq-hero::after{
    content:'';position:absolute;bottom:-60px;left:-40px;
    width:220px;height:220px;border-radius:50%;
    background:radial-gradient(circle,rgba(59,130,246,.07) 0%,transparent 70%);
    pointer-events:none;
}
.pq-hero-bar{
    position:absolute;left:0;top:0;bottom:0;width:4px;
    background:linear-gradient(180deg,var(--esmeralda) 0%,var(--zafiro) 100%);
}
.pq-hero-inner{position:relative;z-index:2}

.pq-hero-kicker{
    font-size:10px;font-weight:700;letter-spacing:.2em;
    text-transform:uppercase;color:var(--esmeralda);margin-bottom:4px;
}
.pq-hero-label{font-size:13px;color:var(--plata);margin-bottom:14px}

.pq-hero-cuota-wrap{
    display:flex;align-items:baseline;gap:10px;
    flex-wrap:wrap;margin-bottom:6px;
}
.pq-hero-cuota{
    font-family:var(--font-serif);
    font-size:clamp(3rem,10vw,5.5rem);
    font-weight:400;color:var(--blanco);
    line-height:.95;letter-spacing:-.02em;
    text-shadow:0 0 50px rgba(16,185,129,.2);
    animation:pqPop .5s cubic-bezier(.34,1.56,.64,1) both;animation-delay:.1s;
}
@keyframes pqPop{from{opacity:0;transform:scale(.75)}to{opacity:1;transform:scale(1)}}
.pq-hero-cuota-unit{
    font-size:1rem;color:var(--plata);font-weight:400;
}

.pq-hero-milestone{
    display:inline-flex;align-items:center;gap:8px;
    background:rgba(16,185,129,.12);border:1px solid rgba(16,185,129,.25);
    border-radius:100px;padding:5px 14px;
    font-size:12.5px;color:var(--esmeralda);font-weight:600;
    margin-bottom:22px;
}

/* Stat mini-cards */
.pq-stat-grid{
    display:grid;grid-template-columns:repeat(2,1fr);gap:12px;
    margin-bottom:22px;
}
.pq-stat{
    background:rgba(255,255,255,.04);
    border:1px solid var(--borde2);
    border-radius:var(--radio-sm);padding:13px 12px;
}
.pq-stat-lbl{
    font-size:9.5px;font-weight:700;letter-spacing:.1em;
    text-transform:uppercase;color:rgba(255,255,255,.4);margin-bottom:5px;
}
.pq-stat-val{
    font-family:var(--font-serif);font-size:1.1rem;
    color:var(--blanco);line-height:1.1;font-weight:400;
}
.pq-stat-val.negative{color:var(--rojo)}
.pq-stat-val.positive{color:var(--esmeralda)}

/* Acciones */
.pq-acciones{display:flex;gap:12px;flex-wrap:wrap}
.pa-btn{
    display:inline-flex;align-items:center;gap:7px;
    padding:9px 16px;border-radius:var(--radio-sm);
    font-family:var(--font-sans);font-size:12px;font-weight:700;
    letter-spacing:.06em;text-transform:uppercase;
    cursor:pointer;transition:all .18s;border:none;
}
.pa-primary{background:var(--esmeralda);color:#fff}
.pa-primary:hover{background:var(--esm-dk);transform:translateY(-1px)}
.pa-secondary{background:rgba(255,255,255,.07);color:var(--blanco);border:1px solid var(--borde2)}
.pa-secondary:hover{background:rgba(255,255,255,.12);transform:translateY(-1px)}
.pa-ghost{background:transparent;color:var(--plata);border:1px solid var(--borde)}
.pa-ghost:hover{color:var(--blanco);background:rgba(255,255,255,.05)}

/* ================================================================
   GRÁFICA DE BARRAS (CSS puro)
================================================================ */
.pq-grafica{margin-bottom:18px}
.pq-grafica-title{
    font-size:10.5px;font-weight:700;letter-spacing:.1em;
    text-transform:uppercase;color:var(--plata);
    margin-bottom:16px;display:flex;align-items:center;gap:10px;
}
.pq-grafica-title::after{
    content:'';flex:1;height:1px;background:var(--borde);
}
.pq-bars{display:flex;flex-direction:column;gap:10px}
.pq-bar-row{display:grid;grid-template-columns:32px 1fr 80px;gap:10px;align-items:center}
.pq-bar-year{
    font-size:10px;color:var(--plata2);font-weight:700;text-align:right;
}
.pq-bar-track{
    height:8px;background:var(--borde);border-radius:100px;overflow:hidden;
    display:flex;
}
.pq-bar-cap{
    height:100%;background:var(--esmeralda);border-radius:100px 0 0 100px;
    transition:width 1s cubic-bezier(.25,.8,.25,1);
}
.pq-bar-int{
    height:100%;background:var(--rojo);
    border-radius:0 100px 100px 0;
    transition:width 1s cubic-bezier(.25,.8,.25,1);
}
.pq-bar-pct{font-size:10px;color:var(--plata2);text-align:right}

.pq-leyenda{display:flex;gap:16px;margin-top:10px;flex-wrap:wrap}
.pq-leg{display:flex;align-items:center;gap:6px;font-size:11px;color:var(--plata)}
.pq-leg-dot{width:10px;height:10px;border-radius:2px;flex-shrink:0}

/* ================================================================
   COMPARADOR DE PLAZOS
================================================================ */
.pq-comp-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:12px}
@media(max-width:520px){.pq-comp-grid{grid-template-columns:1fr}}
.pq-comp-card{
    background:var(--noche2);border:1px solid var(--borde2);
    border-radius:var(--radio);padding:18px 14px;
    transition:border-color .18s;position:relative;
}
.pq-comp-card.destacado{
    border-color:var(--esmeralda);
    background:rgba(16,185,129,.06);
}
.pq-comp-card.destacado::before{
    content:'Tu escenario';
    position:absolute;top:-10px;left:50%;transform:translateX(-50%);
    background:var(--esmeralda);color:#fff;
    font-size:9px;font-weight:800;letter-spacing:.1em;text-transform:uppercase;
    padding:3px 10px;border-radius:100px;white-space:nowrap;
}
.pq-comp-plazo{
    font-size:10px;font-weight:700;letter-spacing:.1em;
    text-transform:uppercase;color:var(--plata2);margin-bottom:8px;
}
.pq-comp-cuota{
    font-family:var(--font-serif);font-size:1.4rem;
    color:var(--blanco);margin-bottom:6px;
}
.pq-comp-total{font-size:11.5px;color:var(--plata2)}
.pq-comp-int{
    font-size:11px;margin-top:6px;
    color:var(--rojo);font-weight:600;
}

/* ================================================================
   TABLA DE AMORTIZACIÓN
================================================================ */
.pq-tabla-wrap{overflow-x:auto;scrollbar-width:thin;scrollbar-color:var(--borde) transparent}
.pq-tabla{width:100%;border-collapse:collapse;font-size:12.5px;min-width:520px}
.pq-tabla th,.pq-tabla td{padding:10px 14px;border-bottom:1px solid var(--borde);text-align:right}
.pq-tabla th:first-child,.pq-tabla td:first-child{text-align:center}
.pq-tabla thead th{
    font-size:10px;font-weight:700;letter-spacing:.08em;text-transform:uppercase;
    color:var(--plata2);background:var(--panel2);position:sticky;top:0;
}
.pq-tabla tbody tr:hover td{background:rgba(255,255,255,.025)}
.pq-tabla tbody tr:last-child td{border-bottom:none}
.pq-tabla .td-n{color:var(--plata2);font-weight:600;text-align:center}
.pq-tabla .td-cuota{color:var(--blanco);font-weight:700}
.pq-tabla .td-interes{color:var(--rojo)}
.pq-tabla .td-capital{color:var(--esmeralda)}
.pq-tabla .td-prepago{color:var(--oro)}
.pq-tabla .td-saldo{color:var(--plata)}
.pq-tabla .tr-anio td{
    background:rgba(59,130,246,.07);
    font-size:10px;font-weight:700;letter-spacing:.08em;
    text-transform:uppercase;color:var(--zafiro);
    border-bottom:none;border-top:1px solid rgba(59,130,246,.2);
    padding:7px 14px;text-align:left;
}
.pq-tabla .tr-anio td:first-child{text-align:left}

/* Filtro tabla */
.pq-tabla-controls{
    display:flex;align-items:center;gap:12px;flex-wrap:wrap;
    margin-bottom:14px;
}
.pq-tabla-controls select{
    font-family:var(--font-sans);font-size:12px;padding:7px 30px 7px 12px;
    background:var(--noche2);border:1px solid var(--borde2);
    border-radius:var(--radio-sm);color:var(--blanco);
    outline:none;cursor:pointer;
    background-image:url("data:image/svg+xml,%3Csvg width='10' height='6' viewBox='0 0 10 6' fill='none' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M1 1L5 5L9 1' stroke='%2394A3B8' stroke-width='1.4' stroke-linecap='round'/%3E%3C/svg%3E");
    background-repeat:no-repeat;background-position:right 10px center;
    -webkit-appearance:none;
}
.pq-tabla-info{font-size:11.5px;color:var(--plata2)}

/* ================================================================
   AHORRO PREPAGO
================================================================ */
.pq-prepago-card{
    background:var(--oro-lt);border:1px solid rgba(245,158,11,.25);
    border-radius:var(--radio);padding:18px 20px;margin-bottom:18px;
    display:flex;gap:16px;align-items:flex-start;
}
.pq-prepago-icon{font-size:1.8rem;flex-shrink:0}
.pq-prepago-h{
    font-family:var(--font-sans);font-size:.95rem;font-weight:700;
    color:var(--oro);margin-bottom:6px;
}
.pq-prepago-data{font-size:13.5px;color:var(--plata);line-height:1.6}
.pq-prepago-data strong{color:var(--blanco)}

/* ================================================================
   ARTÍCULO / GUÍA
================================================================ */
.pq-articulo{
    grid-column:1/-1;
    background:var(--panel);border:1px solid var(--borde);
    border-radius:var(--radio-lg);padding:52px 60px;
    margin-top:8px;box-shadow:var(--sombra);
}
@media(max-width:680px){.pq-articulo{padding:28px 20px;grid-column:1/-1}}

.pq-art-tag{
    display:inline-flex;align-items:center;gap:8px;
    border:1px solid var(--borde2);border-radius:4px;
    font-size:10px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;
    color:var(--plata2);padding:5px 14px;margin-bottom:20px;
}
.pq-articulo h2{
    font-family:var(--font-serif);
    font-size:clamp(1.8rem,4vw,3rem);
    font-weight:400;color:var(--blanco);
    letter-spacing:-.02em;line-height:1.1;margin-bottom:14px;
    font-style:italic;
}
.pq-articulo h3{
    font-family:var(--font-sans);font-size:1rem;font-weight:800;
    letter-spacing:.06em;text-transform:uppercase;
    color:var(--esmeralda);margin:30px 0 12px;
    padding-left:14px;border-left:3px solid var(--esmeralda);
}
.pq-articulo p{
    font-size:1rem;line-height:1.82;
    color:rgba(239,246,255,.7);margin-bottom:16px;
}
.pq-articulo ul,.pq-articulo ol{margin:0 0 16px 22px}
.pq-articulo ul li,.pq-articulo ol li{
    font-size:1rem;line-height:1.8;
    color:rgba(239,246,255,.7);margin-bottom:7px;
}
.pq-articulo strong{color:var(--blanco);font-weight:700}
.pq-articulo a{
    color:var(--esmeralda);text-decoration:none;
    border-bottom:1px solid rgba(16,185,129,.3);
    transition:border-color .15s;
}
.pq-articulo a:hover{border-color:var(--esmeralda)}

.pq-highlight{
    background:var(--esm-lt);border-left:3px solid var(--esmeralda);
    border-radius:0 var(--radio-sm) var(--radio-sm) 0;
    padding:16px 20px;margin:18px 0;
    font-size:.96rem;color:rgba(239,246,255,.8);line-height:1.7;
}
.pq-highlight strong{color:var(--esmeralda)}

.pq-art-divider{
    height:1px;background:linear-gradient(90deg,var(--esmeralda),transparent);
    border:none;margin:32px 0;opacity:.35;
}

/* Tabla referencia */
.pq-ref-table{width:100%;border-collapse:collapse;font-size:.88rem;margin:14px 0 22px}
.pq-ref-table th{
    font-family:var(--font-sans);font-size:10px;font-weight:700;
    letter-spacing:.1em;text-transform:uppercase;color:var(--plata2);
    padding:10px 14px;border-bottom:1px solid var(--borde2);text-align:left;
    background:var(--panel2);
}
.pq-ref-table td{
    padding:10px 14px;border-bottom:1px solid var(--borde);
    color:rgba(239,246,255,.72);
}
.pq-ref-table tr:hover td{background:rgba(255,255,255,.02)}
.pq-ref-table td:first-child{color:var(--blanco);font-weight:600}
.pq-ref-table td:last-child{color:var(--esmeralda);font-weight:700}

/* FAQ */
.pq-faq-item{border-bottom:1px solid var(--borde)}
.pq-faq-item:last-child{border-bottom:none}
.pq-faq-q{
    width:100%;background:none;border:none;text-align:left;
    padding:16px 0;cursor:pointer;
    font-family:var(--font-serif);font-size:1.05rem;font-weight:400;
    font-style:italic;color:var(--blanco);
    display:flex;justify-content:space-between;align-items:center;gap:12px;
    transition:color .15s;
}
.pq-faq-q:hover{color:var(--esmeralda)}
.pq-faq-q::after{
    content:'＋';font-size:1.2rem;color:var(--esmeralda);
    flex-shrink:0;transition:transform .22s;font-weight:400;
    font-style:normal;font-family:var(--font-sans);
}
.pq-faq-item.open .pq-faq-q::after{transform:rotate(45deg)}
.pq-faq-a{
    font-size:.95rem;color:rgba(239,246,255,.65);
    line-height:1.78;padding-bottom:16px;display:none;
}
.pq-faq-item.open .pq-faq-a{display:block}



/* CANVAS */
#pqCanvas{position:absolute;left:-9999px;top:0}

/* ================================================================
   RESPONSIVE
================================================================ */
@media(max-width:600px){
    .pq-hero-cuota{font-size:2.8rem}
    .pq-stat-grid{grid-template-columns:1fr 1fr}
    .pq-comp-grid{grid-template-columns:1fr}
    .pq-sistema-grid{grid-template-columns:1fr}
}